Financial freedom is a dream for many people, and to achieve it, we must be financially literate. However, in Serbia, as in many other countries, formal education does not provide enough financial education, which means that young people often are not sufficiently prepared for independent living after schooling. To solve this problem, it is necessary to ensure that financial education is included in the formal educational program.

But financial education does not have to be dry and boring. Games can be an effective way to learn financial skills and thus contribute to better financial literacy for young people. Learning through games can be much more effective than learning from textbooks because it allows us to experience concrete situations and gain practical knowledge that we can apply in real life. Analogies from other spheres of life, such as sports or the arts, show us that learning through games can be very useful and enjoyable.

Monopoly and Cashflow are just some of the games that can help young people learn the basics of finance and develop important skills such as money management, investing, building a business, and making financial decisions. Monopoly is one of the most popular games in the world, and at the same time, it is an excellent way to learn the basics of investing. In this game, players invest in real estate and collect rent when other players land on their properties. At the beginning, players buy houses on their properties, and later, they move on to building hotels, which brings in more income. In this way, players can learn how to invest wisely and how to develop their business ideas.

Similarly, Robert Kiyosaki’s Cashflow game allows players to face realistic financial challenges and learn how to create wealth. In this game, players face financial situations in which they must decide how to invest, how to manage money, and how to reduce their expenses. This game can help players understand how to successfully manage their money and how to create passive income.

Robert Kiyosaki, a well-known American investor and author of the book “Rich Dad, Poor Dad,” emphasizes the importance of financial education and advises people to educate themselves through games. Through his books and lectures, Kiyosaki emphasizes that it is crucial to understand the difference between active and passive income and to develop the ability to think about money in a different way. After all, the goal is not just to become rich but to become financially free. As Robert Kiyosaki said, financial freedom does not mean that everyone has to be rich, but that everyone should be financially literate and thus gain the ability to choose. Financial education is crucial for financial freedom.

I believe that financial education is important for everyone, not just for those who want to become rich, but also for those who want to become financially free. Financial freedom is a state in which you do not have to worry about money and can focus on things that are important to you in life. If we want to achieve this goal, it is necessary to include financial education in the formal educational program and to use games as an effective and enjoyable way to learn financial skills.